Andre Shammas is a seasoned accountant and tax preparer based in El Cajon, California. As an employee of Shammas Tax Bureau, Andre specializes in helping individuals, families, and small business owners achieve financial clarity and stability through personalized budgeting and tax services. With a passion for empowering clients to take control of their financial futures, Andre blends his technical expertise with an empathetic, solution-focused approach. Known for his commitment to transparency and education, Andre has built Shammas Bureau into a trusted resource for financial guidance. When he’s not working, he enjoys spending time with his family, BBQing, and exploring the diverse culture of San Diego. In this exclusive interview, Andre shares his thoughts on financial planning, running a business, and the importance of proactive decision-making.
What inspired you to start Shammas Bureau?
I’ve always believed that financial literacy is one of the most powerful tools a person can have, but it’s often overlooked or undervalued. Growing up as an immigrant, I watched my family navigate a completely new financial system. It wasn’t easy, and I saw how much of a difference a little guidance could make. After earning my degree in accounting and working as an auditor, I realized there was a gap in accessible, personalized financial services for everyday people and small business owners. That’s why I started Shammas Bureau—to create a space where clients can feel empowered and supported while navigating their financial challenges.
How do you approach working with clients who feel overwhelmed by their finances?
Empathy is the foundation of my approach. Finances can be deeply personal, and many people feel stressed or even ashamed about their financial situations. The first step is to create a judgment-free environment where clients feel comfortable sharing their concerns and goals. From there, I focus on breaking things down into manageable steps. Instead of overwhelming clients with jargon or complex strategies, I make it a point to explain things clearly and provide actionable advice. My goal is to help clients feel confident, no matter where they’re starting from.
What are some common mistakes you see small business owners make with their finances?
One of the most common mistakes is not keeping business and personal finances separate. It’s easy to blur the lines when you’re managing everything yourself, but mixing accounts makes it harder to track expenses, claim deductions, and maintain compliance with tax laws. Another mistake is neglecting to plan for taxes throughout the year. Many business owners wait until tax season to think about their obligations, which can lead to surprises and missed opportunities to save. Finally, I see a lot of people underestimating the importance of accurate recordkeeping. A well-organized system can save hours of stress and potentially thousands of dollars during tax season or an audit.
What’s your advice for someone who feels intimidated by tax planning?
Start small and stay consistent. Tax planning doesn’t have to be overwhelming if you approach it step by step. Begin by organizing your financial documents and tracking your income and expenses. If you’re a business owner, make sure you’re aware of key deadlines for estimated tax payments. Don’t hesitate to seek professional guidance, especially if your situation is complex. At Shammas Bureau, I always tell clients that tax planning isn’t just about compliance—it’s about making informed decisions that support your long-term goals. The earlier you start, the more options you’ll have.
How has your experience as an immigrant shaped your approach to finances?
Moving to the U.S. as a teenager taught me the value of resilience and adaptability. My family had to rebuild everything from scratch, and that experience gave me a deep appreciation for the importance of financial stability. It also made me more empathetic to the challenges others face, especially when navigating unfamiliar financial systems. At Shammas Bureau, I strive to bring that perspective to my work. I understand that everyone’s financial journey is unique, and I tailor my advice to meet each client’s specific needs and circumstances.
What’s one piece of financial advice you wish everyone followed?
Prioritize an emergency fund. Life is full of surprises—some good, some not so good—and having a financial cushion can make all the difference. Whether it’s an unexpected medical expense, a car repair, or a temporary loss of income, an emergency fund gives you the flexibility to handle challenges without derailing your overall financial plan. I recommend starting small, even $20 a week, and building from there. The peace of mind it provides is invaluable.
What’s your philosophy on running a successful business?
It’s all about relationships and trust. Clients need to feel that you genuinely care about their success, not just your bottom line. At Shammas Bureau, I make it a priority to build strong, lasting relationships with clients by being transparent, communicative, and always putting their best interests first. Beyond that, staying organized and proactive is crucial. The financial landscape is always changing, so it’s important to stay informed and adapt to new challenges and opportunities.
How do you stay up-to-date with changes in tax laws and regulations?
Continuing education is a big part of my practice. I regularly attend workshops, webinars, and professional development courses to stay informed about the latest changes in tax laws and regulations. I also subscribe to industry publications and maintain a network of colleagues who share insights and best practices. Staying current isn’t just about compliance—it’s about ensuring that my clients are getting the most accurate and beneficial advice possible.
What’s the most rewarding part of your work?
The most rewarding part is seeing the positive impact I can make on someone’s life. Whether it’s helping a small business owner reduce their tax liability, guiding a family toward financial stability, or empowering a young professional to start saving for their future, those moments of clarity and relief are what drive me. Knowing that I’ve helped someone achieve their goals or overcome a challenge is incredibly fulfilling.
What’s next for Shammas Bureau?
I’m always looking for ways to better serve our clients. One of my goals is to expand our educational resources, like workshops and online guides, to help more people understand and take control of their finances. I’m also exploring ways to leverage technology to make our services even more accessible and efficient. At the end of the day, my mission is to create a positive, lasting impact for every client who walks through our doors.
What’s your message to someone struggling with their finances?
Don’t lose hope, and don’t be afraid to ask for help. Financial challenges can feel isolating, but you’re not alone. Whether you’re dealing with debt, struggling to save, or feeling overwhelmed by taxes, there’s always a way forward. The key is to take that first step, even if it’s just reaching out to a professional or creating a simple budget. At Shammas Bureau, we’re here to help you navigate the path to financial stability and success.
About Andre Shammas and Shammas Tax Bureau
Andre Shammas is a tax preparer at Shammas Bureau, a trusted financial and tax preparation firm based in El Cajon, California. With years of experience and a passion for empowering clients, Andre provides tailored solutions to help individuals, families, and businesses achieve their financial goals. From budgeting and tax planning to personalized advice, Shammas Bureau is committed to making finance accessible and approachable for everyone.