Wesley Howard Triani has spent more than four decades helping individuals plan for a secure retirement. Based in East Patchogue, NY, he specializes in Social Security and retirement planning, guiding clients through life’s financial uncertainties. But his work goes beyond numbers. Wesley believes that financial planning is about balance, resilience, and making informed choices.
“I’ve always seen financial planning as more than just managing money,” Wesley says. “It’s about creating a stable future while making sure you enjoy the present.”
His approach is built on collaboration, lifelong learning, and a deep commitment to personal and professional growth.
A Foundation Built on Community and Hard Work
Wesley’s journey started in Lindenhurst, Long Island. His father was a design engineer and school board president, while his mother was heavily involved in community service, church leadership, and multiple PTA organizations.
“My parents set the example,” Wesley shares. “They showed me that success isn’t just about personal achievement. It’s about how you contribute to others.”
From an early age, he understood the value of persistence and hard work. Those lessons shaped his career in financial services and his approach to helping others.
Why Social Security and Retirement Planning?
Many people struggle with understanding Social Security benefits and retirement strategies. Wesley saw the need for clear, honest guidance in these areas. He has spent decades helping clients make informed decisions, ensuring they maximize their benefits and prepare for life after work.
“Retirement isn’t just about having enough money,” he explains. “It’s about making sure your financial choices support the life you want to live.”
One of his core beliefs is that financial planning should be a team effort. He regularly works alongside CPAs, licensed insurance and investment professionals, and elder law or estate planning attorneys to create a complete financial plan for his clients.
“No one advisor can handle everything,” Wesley says. “That’s why I always recommend working with specialists who can bring their own expertise to the table.”
The Tough Conversations Families Avoid
Money can be a difficult topic in families. People often avoid talking about inheritance, medical expenses, and financial responsibilities. Wesley encourages clients to have these conversations early to prevent confusion later.
“Families should discuss financial planning just like they discuss career goals or big life decisions,” he says. “Avoiding it only creates stress down the road.”
Estate planning is a key part of these discussions. Wesley emphasizes the importance of having a will, durable power of attorney, healthcare proxy, and a living will to ensure decisions are made according to a person’s wishes.
“I always tell clients, ‘You don’t want your family making these choices in a crisis,’” Wesley explains. “Getting these documents in place gives everyone peace of mind.”
Planning for the Unexpected
Beyond retirement savings, Wesley helps clients prepare for hidden costs, such as long-term care and rising healthcare expenses. These are expenses many people don’t think about until it’s too late.
“People plan for vacations and home repairs, but they rarely plan for medical expenses in retirement,” Wesley notes. “A single unexpected cost can derail everything.”
He advises clients to review insurance options, consider long-term care coverage, and set up contingency plans. He also stresses the importance of consulting elder law or estate planning attorneys when setting up trusts or healthcare directives.
A Life Beyond Work
While Wesley is deeply committed to financial planning, he also prioritizes personal growth. He’s an avid songwriter and musician, using music as a creative outlet. He also enjoys canoeing, woodworking, and spending time outdoors.
“Having hobbies outside of work is essential,” Wesley says. “They keep you grounded and give you a sense of balance.”
Fitness is another major part of his life. He has a fully equipped home gym and believes that staying active is crucial for longevity.
“You can’t take care of others if you don’t take care of yourself,” he explains. “Health and financial security go hand in hand.”
Advice for Anyone Starting Their Financial Journey
When asked what advice he would give to someone starting their financial planning journey, Wesley keeps it simple.
“Start early, stay consistent, and don’t be afraid to ask for help,” he says. “Financial planning doesn’t have to be overwhelming. The key is to take small steps and build good habits.”
He also stresses the importance of reviewing plans regularly and adjusting as needed. Life changes, and financial strategies should change with it.
Final Thoughts
Wesley Howard Triani’s career is built on a foundation of service, persistence, and continuous learning. Whether he’s helping clients navigate Social Security, preparing families for unexpected costs, or simply encouraging people to have tough conversations, his goal remains the same: to empower others to take control of their financial future.
“Financial security isn’t about being rich,” Wesley says. “It’s about making choices that align with your goals and values. It’s about living a life you’re proud of.”